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Utah Homeowners Insurance

Western Mutual Insurance Group offers a variety of dwelling protection starting with our preferred homeowners’ protection. Through the same reliable Homeowners’ Insurance we offer in other states as well as Utah, you will have reliable coverage that’s there when you need it.

Our Benefits

Our base homeowners’ insurance protection includes the following benefits:

  • Extended Replacement Cost (ERC), which increases your dwelling coverage by 150% for no additional cost. ERC safeguards against a higher than expected construction cost for damages to your dwelling structure.
  • When applying for a Utah Homeowners Insurance quote online, you will automatically qualify for our Web User Discount which provides 20% off first year’s premium and 10% off at renewal.

By choosing Western Mutual Insurance Group for your Utah property, you will also have access to our Seasonal Insurance. For more details about any of our coverage, please give us a call at 1-877-968-8825.

How Do We Decide Our Coverage?

The base Dwelling Structures coverage is calculated on:

  • Age of the Home
  • Size of the Home
  • Location of the Home

We gather and verify this information through public county records. If you notice a discrepancy between county records and your actual home, please contact us at 1-877-968-8825. Our helpful insurance agents will work with you to make sure you have the right coverage for your needs.



For over 10 years, we’ve been providing Utah with the quality Homeowners’ Insurance our customers in other states have come to know and love. Find out how we can give your Utah property the protection others have relied on in California for over 70 years.



Planning on buying a vacation home in Utah and looking for coverage that will put your mind and finances at ease? Find out how we can provide both while giving you the quality of service we’ve become known for.