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Utah Seasonal Homeowners Insurance

To be eligible for a Utah Seasonal Insurance policy, we typically require that our customers have a Homeowners’ Insurance policy with us. This requirement can be avoided if you’re able to extend liability to the seasonal home through your existing Homeowners’ Insurance policy. In rare cases where the customer’s primary residence is outside the United States, we will allow customers a standalone Seasonal Insurance policy.

Western Mutual offers Seasonal Insurance policies to our existing customers who wish to cover their vacation homes with the same affordable protection they rely on for their primary residences. Our Seasonal and primary Homeowners’ Insurance coverage and quote information are very similar, so please read more about our homeowners’ policy here for more information about the type of coverage you can expect with your seasonal home.

Our Benefits

Our seasonal coverage includes the following benefits:

How Do We Decide Our Coverage?

Similar to our Homeowners’ Insurance, we determine the base dwelling amount through:

  • Age of the Home
  • Size of the Home
  • Location of the Home

Using public county records, we’re able to determine information about the residence. If you notice a change in the property information from the last county update, please give us a call at 1-877-968-8825 to readjust the quote. We offer Seasonal Insurance quotes both online here and over the phone.



For over 10 years, we’ve been providing Utah with the quality Homeowners’ Insurance our customers in other states have come to know and love. Find out how we can give your Utah property the protection others have relied on in California for over 70 years.



Planning on buying a vacation home in Utah and looking for coverage that will put your mind and finances at ease? Find out how we can provide both while giving you the quality of service we’ve become known for.